Features

The Flat Curve Trap: Why Death of ‘Easy Yield’ is Powering Nigeria’s Equity Super-Cycle

April 13, (THEWILL) — The shift did not happen with a bang. It crept in quietly, buried beneath routine auction results and quarterly portfolio disclosures, until the numbers became too stark to ignore. By April 2026, Nigeria’s financial system...

Scaling AI for the Nigerian Economy

April 12, (THEWILL) — The public launch of ChatGPT by OpenAI in November 2022 further accelerated Africa’s digital transformation landscape, post-COVID. The prominence of artificial intelligence (AI), a technology that has existed since the 1960s, has skyrocketed with the...

Breaking the Poverty Cycle: A Roadmap to Financial Freedom

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April 12, (THEWILL) — For countless Nigerians, poverty isn’t just a condition—it’s a cycle. Low earnings limit savings, which stifles investment, locking individuals in a continuous loop of financial strain. This cycle perpetuates itself, creating a landscape where opportunities...

The Borderless Pay Cheque

April 06, (THEWILL) — The landscape of work in Nigeria has undergone a radical transformation over the last few years In high-brow neighbourhoods from Lekki to Maitama, a new generation of professionals is redefining the traditional career path. These...

Why Local Refining Alone Cannot Fully Stabilise Nigeria’s Fuel Prices

April 05, (THEWILL) — For many Nigerians, fuel prices are not just numbers; they shape everyday life. A change at the pump quickly reflects in transport fares, food prices and the overall cost of living. This is why recent...

Death of the Bank Branch: An Obituary Written from 2035

April 05, (THEWILL) — Looking back from 2035, the death of the bank branch was not a sudden collapse. It was a slow, structural exit, accelerated by open banking, and completed by a generation of customers who simply stopped...

Oil Reform Taskforce: Unsolicited Memo from Concerned Nigerian

March 30, (THEWILL) — It remains undisputable that Nigeria is a mono-product economy; having crude oil (and some gas) as the mainstay of its economy for several decades. Consequently, the fate of its economy is intricately tied to the...

Why Nigeria’s Economic Expansion is Failing to Create Jobs

March 29, (THEWILL) — Nigeria’s economy is ironically strong, yet socially fragile. As 2026 unfolds, businesses are booming, but the labour market has barely budged. According to the latest Central Bank of Nigeria (CBN) and Stanbic IBTC Purchasing Managers’...

Dangote Refinery and the Tyranny of Middlemen

March 29, (THEWILL) — Let me begin with a caveat: no economy is completely insulated from global geopolitical tensions. While the Dangote Refinery reduces import dependence, it cannot fully shield domestic fuel prices from international market shocks. The refinery...

Independent Audit as a Pathway to Restoring Public Trust

March 29, (THEWILL) — Across many institutions today, the rise in fraud and financial misconduct has become deeply troubling. From corporate organisations to government agencies, cases of financial irregularities continue to surface with alarming frequency. Beyond the immediate financial...